Pakar Perancangan Harta Pusaka Islam
What will happen to your family if there is no estate planning?
Poorly organised estates can lead to complications and disputes during the asset distribution process after the owner’s death.
In the absence of valid estate planning documents created during the owner’s lifetime, such as a will for appointing an estate administrator and asset distribution, hibah, or an agreement of jointly acquired assets—conflicts and issues may arise.
If heirs cannot come to an agreement, all estate assets may remain frozen for a long time. This situation occurs because the deceased unintentionally places the responsibility for asset distribution on all heirs.
Conversely, an estate that is planned with valid documents has an executor or administrator appointed by the owner to manage and distribute the assets according to the terms established by the owner, provided they do not contradict shariah law and Malaysian legislation.
as-Salihin Trustee Berhad offers a comprehensive solution with the Estate Planning Package.
Through the Estate Planning Package, your inheritance can be passed on to your loved ones according to your wishes and desires. Early planning can prevent disputes and conflicts among heirs or family members after you are gone.
The Estate Planning Package is a complete estate planning solution that positively impacts family relationships and your heirs.
Their future is in your hands!
Plan with…
Hibah Planning
Hibah and Wasiat Package (2 Products)
This package offers a document for allocating assets in accordance with the owner’s wishes, specifically intended for loved ones, whether they are heirs or non-heirs, to ensure and safeguard their rights. Additionally, it includes a wasiat document for appointing an estate administrator responsible for managing the administration of assets and liabilities, as well as distributing the assets.
Our Price
RM 2,500
Jointly Acquired Assets Agreement
Perjanjian Harta Sepencarian and Wasiat Package (2 Products)
This package includes a document for an agreement between husband and wife regarding the division of rights and matrimonial assets. Additionally, it includes a wasiat document for appointing an estate administrator responsible for managing the administration of assets and liabilities, as well as distributing the assets.
Our Price
RM 2,500
Inheritance Planning
Package Wasiat and Discounted Estate Administration Fee (2 Products)
A comprehensive estate planning package that includes asset distribution, the appointment of an estate administrator, and a solution designed to ease the burden on surviving heirs, offering a 20% discount on estate administration fees.
Our Price
RM 2,988
Family Package
Will Writing Package (2 Products)
Will Writing package specifically for two (2) family members, whether it’s for husband and wife, parents and children, or two (2) close family members. A cost-effective deal for two (2) wills.
Our Price
RM 3,000
Legacy Planning
Hibah/Jointly Acquired Assets Agreement and Will & Discounted Estate Administration Package (3 Products)
An exclusive and comprehensive estate planning package for your loved ones. This package combines three (3) instruments: Hibah or Matrimonial Property, a Will, and a 20% discount on estate administration and trust fees. It offers great value, ensuring that your loved ones’ rights are protected and preserved.
Our Price
RM 3,988
Why Choose Estate Planning with as-Salihin?
Comprehensive Package
Covers Documentation, Administration & Distribution
Affordable & Worth It
More competitive pricing compared to other providers
Unlimited Clauses
No limit on listing assets and terms in the document
Hassle-Free
Administration handled from start to finish by as-Salihin
Fast & Easy
Documentation completed within just 7 working days
Covers Documentation, Administration & Distribution
More competitive pricing compared to other providers
No limit on listing assets and terms in the document
Administration handled from start to finish by as-Salihin
Documentation completed within just 7 working days
Customer Testimonials
Puan Aisyah
“I feel greatly relieved because I have bequeathed all my assets to my children.”
En. Khai
“Rancang Hibah (Hibah+Will) is more worth it than a single product because the combination of both is very affordable.”
En. Zambrie
“I don’t have a son, so I have gifted my assets to my two daughters through hibah.”
Puan Wati
“The staff at as-Salihin were very helpful in preparing my documents. They were very fast and responsive.”
Soalan Lazim
1) Bagaimanakah cara saya untuk membuat temujanji?
Selamat datang. Terima kasih kerana berminat dengan Pakej Rancang Harta as-Salihin Trustee Berhad.
Selepas anda mengisi maklumat pada borang sesi Konsultasi PERCUMA. Pegawai as-Salihin Trustee Berhad akan menghubungi anda melalui WhatsApp atau panggilan telefon untuk menetapkan tarikh temu janji secara atas talian atau secara bersemuka.
as-Salihin menawarkan khidmat nasihat secara PERCUMA melalui aplikasi Zoom atau secara bersemuka di lokasi berdekatan anda.
2) Apakah dokumen penting yang diperlukan untuk membuat Rancang Harta?
a) Maklumat Peribadi pemohon serta Salinan Kad Pengenalan (Warganegara) atau Salinan Passport (Bukan Warganegara)
b) Senarai Aset & Hutang
c) Menyatakan hasrat pemohon berkaitan kaedah pengagihan beserta maklumat penerima.
d) Melantik Wasi yang akan bertanggungjawab menguruskan hutang, harta pusaka dan melaksanakan pelaksanaan.
e) Melantik penjaga harta bagi anak bawah umur.
Proses Perancangan Harta ini akan diselia dan dibimbing oleh pegawai as-Salihin Trustee Berhad.
3) Berapa lamakah tempoh proses penyediaan dokumen produk Rancang Harta di as-Salihin Trustee Berhad?
Proses penyediaan dokumen mengambil masa selama 3 sehingga 7 hari bekerja selepas pihak as-Salihin Trustee Berhad menerima dokumen yang lengkap beserta pembayaran deposit.
Tempoh masa diatas adalah bergantung kepada jenis produk Rancang Harta yang dipilih.
4) Adakah saya perlu membuat pembayaran bulanan bagi langganan produk Rancang Harta?
Tidak. Bayaran bagi pakej Rancang Harta adalah sekali sahaja semasa proses penyediaan dokumen.
Pelaksanaan pembayaran pentadbiran Rancang Harta akan dikenakan setelah berlakunya kematian pemohon.
Bayaran pentadbiran ini akan dijelaskan menggunakan harta yang ditinggalkan.
5) Bagaimanakah cara saya mengemas kini aset pada masa yang akan datang?
Anda boleh mengemas kini harta, hutang dan maklumat peribadi pada masa akan datang melalui portal Sistem E-PAI di laman web as-Salihin Trustee Berhad.
https://as-salihin.com/en/personal-asset-inventory-list-e-pai/
Muat turun E-PAI form
6) Apakah perbezaan antara Wasiat dan Hibah?
| Wasiat | Hibah |
| 1) Ciri Dokumen | |
| · Wasiat adalah perisytiharan atau Hasrat yang dinyatakan oleh pemilik harta berkaitan harta dan pengurusannya. · Ia Berkuat kuasa selepas kematian | · Hibah adalah pemberian harta yang dilaksanakan semasa pemilik harta masih hidup · Ia berkuat kuasa serta merta selepas pembentukkannya · |
| 2) Apakah Fungsi | |
| Fungsi utama Wasiat adalah untuk memastikan kelancaran pentadbiran harta serta penyelesaian hutang secara total dan cepat melalui pelantikan wasi/pentadbir. | Hibah merupakan instrumen untuk menyatakan kaedah pengagihan harta tertentu kepada benefisiari tertentu. |
| 3) Had Pemberian | |
| · Pengagihan harta melalui wasiat a) Maksimum 1/3 daripada harta boleh diberikan kepada penerima yang bukan dikalangan Waris faraid seperti anak angkat, anak saudara, sepupu, keluarga bukan Islam, pemberian untuk tujuan sedekah, infaq dan wakaf dan sebagainya. b) 2/3 daripada harta adalah untuk diagihkan kepada waris faraid · Pemberian kepada waris Faraid melalui wasiat adalah tertakluk kepada hukum Faraid. · Jika Hasrat yang dinyatakan tidak mengikut hukum Faraid maka persetujuan daripada waris Faraid mestilah diperolehi sebelum pengagihan wasiat tersebut dilaksanakan. | · Pemberian melalui Hibah tiada had tertentu dan dibenarkan untuk diberikan harta kepada mana-mana benefisiari yang dikehendaki. · Pemberian melalui hibah adalah tidak tertakluk kepada hukum Faraid |
